Buying a home or investment property can be one of the most stressful and daunting tasks you will ever experience. With an ever-changing real estate market, it is important to have a knowledgeable and local San Luis Obispo County Realtor to guide you through the home-buying process. With the proper guidance of a real estate agent who can walk you through each step, buying a home in San Luis Obispo County can be a pleasurable and rewarding experience.
Regardless of your knowledge of investing, buying a home will be one of the largest investments of your life. As a professional realtor, I will assist with every step of the home buying process, from screening current properties in San Luis Obispo County home market to negotiating the best deal. While you are receiving all the benefits of Joshua Miller and Re/Max Parkside Real Estate’s hard work, time, and knowledge, it is the seller, not you, who pays our commission! Most sellers in the market budget into their closing costs the buying agent’s commission, since they understand that most people will take full advantage of a realtor’s experience and inside knowledge. Let us show you why we should be your San Luis Obispo County real estate team.
Home buying services:
Initial Consultation: There are many questions to consider when buying a home in San Luis Obispo County. What size of home will fit your growing (or decreasing) household? What features are most important to you? Do you want acreage or a city lot? Do you want to buy a home in Templeton, or do you need to be closer to downtown Paso Robles? What size of loan can you qualify for and what monthly payment can you afford now, and in 5 years? All these questions and more need to be asked, and we promise to listen to your needs as we help you prioritize the features that are most important to you. This process not only helps you clarify what type of home you are looking for, but it also provides me with the opportunity to teach you about the San Luis Obispo County home market.
Loan Process: I walk you through the loan process, setting up meetings for you with several of the top local lenders in San Luis Obispo County. I update you on the financial information necessary for each lender appointment, to ensure there are no delays in getting you pre-qualified and pre-approved for a loan. This is very important, as many sellers will not show you their homes unless you have taken the steps to get pre-qualified or pre-approved.
Research Potential Houses: With our inside knowledge of the San Luis Obispo County home market, I will actively be searching for your perfect home, even if it is not currently on the market. I am part of an extensive network of agents and local sellers – I can contact the others to find “pocket listings” (homes not yet listed), which prevents a potential bidding war in the event they come on the market.
Automated email service: The first step in this process is signing you up for our automated email service, which will email you all current houses on the market that match your criteria, for as long as you choose to be on the list. No other realtor has access to your information during this process, so rest assured you will not be hounded by dozens of realtors trying to get your information. This allows you to pre-screen potential properties from the privacy and convenience of your own home. It also emails you every new home for sale in San Luis Obispo County within hours of coming on the market. So even if you are just looking and do not plan to buy a home for a few months, this is a great way to learn the San Luis Obispo County market and get familiar with the properties within your budget.
Screen all Potential Properties: In order to ensure that your time is respected, we preview every property beforehand, so you only visit the homes that are best suited for your needs and taste. This also ensures that if a steal comes on the market, we will drive by the same day in order to get you there first!
Showing Pre-Screened Properties: After the property has been pre-screened, we will personally drive you around to each property. This eliminates unnecessary hassles such as the cost of gas and getting lost. We will also be there on site if you have questions about the property, the home’s construction, or its investment potential. A set of experienced eyes will also be helpful to notice positive and negative features you might not catch. With our expertise and knowledge of the San Luis Obispo County home market, we will help you find the best deal.
Helping You Write an Offer: Professionally trained and experienced in drafting up purchase contracts, I have all the necessary paperwork to assist you in writing the offer after we’ve found you the perfect home. While realtors are not allowed to give tax and legal advice, I have the technical knowledge to walk you step by step through the many pages of legal jargon and disclosures that make up the Real Estate contract. Many realtors have you simply sign at the bottom line, but I believe in educating you on the home buying process. This way you know exactly what you are signing and how each amendment of the contract will affect your buying experience and new home. I sit down with you for as long as it takes, explaining the contract in more simplified language because misunderstanding the legally binding text can have serious ramifications. We live in a highly litigious society that prosecutes first and asks questions later. Let us take on the legal responsibility for you, protecting your capital, and putting your mind at ease.
Inspections & Disclosures: One area of concern when buying a home is with all the details the seller wasn’t aware of, or didn’t mention, such as termite damage, an illegal garage conversion, or a tilting foundation. With a background in construction, I can guide you in which inspections to perform, suggesting quality professionals to provide that service. I will also walk you through the numerous disclosures the seller will provide, ensuring a safer investment and providing peace of mind. As your San Luis Obispo County realtor, Josh will schedule all the necessary inspections to make sure the largest investment of your life is a safe one!
Escrow Process: After the paperwork is signed, I will recommend several local qualified escrow companies to handle the exchange, protecting both parties and guaranteeing that both follow through with the contract. I will act as your liaison to both parties involved, reminding you of all necessary inspection and contingency removal deadlines, and preventing potential delays or fallouts.
From start to finish, I will be there to walk you through the entire San Luis Obispo County home buying process. As I have taken the first step in educating you on the complexity of the home-buying process, I trust we’ve proven our expertise. The next step is to give me the chance to put my expertise to work for you. Give Josh Miller a call at (805)423-2457 or email josh@listwithjoshua.com
